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3.18.08

I'm at work and finishing lots of sites! Yey!

On lunch, we were discussing credit scores, mortgages and whatnot. So I decided to find out my Credit Score. It's on my list of 101 in 1001 as an "extra" and figured it was as good of a time as any to find it out. It was MUCH higher than I expected - 770 - 781 was the range of the 3. Sweet. Turns out I have 9 accounts open~! Visa, Discover, MC, Lucky Jeans, Bloomingdales, JCrew, Ethan Allen, (and then the original Capital One Visa which is the same number, and the same with the Mastercard)

So it's really 7. But 9. Or something. Whatever.

It makes me want to go out and buy a house. Just kidding. But the country is having issues, so in all seriousness, now isn't a terrible time to buy! My townhouse has depreciated somewhat and I don't really care since I'm not selling, but it is depressing. Dave and I have talked about buying a weekend place on a bay/lake for boats, and since the situation will be bad clearly for a few years, I bet it will happen sooner than we had originally planned. Ha. My interest on savings accounts went down the other day also. Ouch.

This evening I'm meeting up with Jenn M which will be fun. Dave is going out shopping with his brother.

Tuesday of my spring break is almost already over. This week is going to fly by, I can just tell. That does not make me happy at all since there are so many projects that I wanted to work on over spring break, and I really haven't even started any of them. It's majorly depressing. At least one of my classes is basically "officially" over since the Louboutin exhibition is now open. That already relieves a bit of stress and makes me one step closer to graduating.

This morning I cut another finger. I was opening a box of granola bars, and gave my left thumb a gash. When I was at the townhouse on Sunday, I punctured my right palm cleaning. I still have the gash in my right pointer from the plastic tub from my aunt's backyard. My hands are all beat up and it just sucks.

I don't think I have a whole lot more to say. That's a first!

Comments

( 7 comments — Leave a comment )
aliceputri
Mar. 18th, 2008 08:45 pm (UTC)
where did you get a copy of your credit report? i need to find out mind!
neverletgo
Mar. 19th, 2008 12:57 am (UTC)
You get 3 free a year by law (one from Experian, one from Equifax, one from TransUnion) so I run mine every 4 months at ANNUALCREDITREPORT.COM to keep an eye on things. : ) Just don't go to the one they have commercials for on TV -- FREECREDITREPORT.COM -- unless you want to pay!
neverletgo
Mar. 19th, 2008 12:59 am (UTC)
Good for you! : ) Like I was just saying in response to aliceputri's comment, you get 3 free a year by law (one from Experian, one from Equifax, one from TransUnion) so I run mine every 4 months at ANNUALCREDITREPORT.COM to keep an eye on things!

I have cut my hands/fingers twice in the last week, too! : /

Edited at 2008-03-19 12:59 am (UTC)
lilsurferbaby
Mar. 19th, 2008 03:53 am (UTC)
Your townhouse.
Heya......if you don't mind me asking but is your townhouse under your name? If not, then buying a Foreclosed home would be a great idea. My aunt works in the escrow and real estate business and she was saying that if one is a first time buyer for a home, they have a program for that and it's really cheap or atleast the interest is. Doing that and getting a foreclosure, you got it made. There are millions of foreclosed homes right now and will be for the next couple of years.

-Taryn
starlit12
Mar. 19th, 2008 12:50 pm (UTC)
Re: Your townhouse.
Thanks for the information! However, the townhouse is in my name - I guess technically not making me a first time buyer :( I will ask if you if I have any other buying questions for real when the time comes though!!!
lilsurferbaby
Mar. 19th, 2008 06:23 pm (UTC)
Re: Your townhouse.
Ahhhhhhhh...ok. Well Forclosed homes are still cheap. One can find a 4 bedroom 3 bath here in Irvine, California for $111,500. Saw it in our newpaper last week. Irvine can cost a pretty penny at times.
starlit12
Mar. 20th, 2008 04:05 am (UTC)
Re: Your townhouse.
Wow! NJ is crazy with house prices!
( 7 comments — Leave a comment )